Senin, 21 Maret 2011

Health insurance sector gets 'tailwind' from low utilization

In the up-is-down world of health insurance, a tough economy isn't always a bad thing.

When job growth is stagnant and the unemployment rate is high, a health insurer will find that its number of policyholders often levels off, which essentially means it has fewer paying customers, be they large employer groups or individual policyholders. Organic growth can be difficult to achieve.

That seems like a bad thing, and it is. But here's the "good" news: If people don't have insurance, they can't

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